If you want to maintain your independence and recover in a familiar place when you need medical care, living at home and receiving care there from a trained professional can be more comfortable than staying in the hospital. But does Medicare pay for this type of service? Figuring out what Medicare covers in this kind of situation can be a bit confusing, but this guide can help you understand Medicare coverage for home health care.
Medicare Home Assistance
"Home health care assistance" is a broad term that covers services that you receive in your home for an injury or illness. Typically, a staff member from a home health care agency comes to your home and provides medical care you need. This might include activities like taking your blood pressure or making sure you're eating and drinking the right things. These services should be comparable to what you can receive in a hospital or skilled nursing facility, but at a lower cost. The savings and convenience involved with home health care services make this an appealing option for recovering from an injury or illness.
The goal of receiving home health care is to help your healing process. You can recover while fostering a sense of independence and becoming as self-sufficient as possible. It's easier to keep social connections and maintain or improve your condition while at home, too. Friends can visit you, you'll be with any pets you might have and you can enjoy your favorite foods in a familiar setting, all of which can help put you in a positive frame of mind for healing.
If you have Medicare Part A and Part B, some of the expenses of home health care may be covered under your insurance. Coverage depends on the services you need; Medicare maintains a list of specific home health services that are considered eligible for coverage. These may include things like physical therapy and medical social services.