How Do Medicare Supplement Plans Work?


Turning 65 soon? You have a lot to consider before signing up for Medicare, but there’s no reason to be intimidated. It’s true that the process isn’t as simple as just activating a simple one-size-fits-all insurance plan anymore, but it’s a process you can navigate with confidence if you take time to learn the details in advance.

For starters, Original Medicare coverage still exists, but seniors no longer have to settle for the limitations embedded in that old-school coverage. These days, Medicare supplements are a dominating force — and a valuable lifeline — in the world of senior healthcare. Supplemental insurance plans take traditional coverage to the next level by filling in the coverage gaps that once cost patients thousands of dollars a year. Here’s a look at what you need to know to choose the right Medicare supplement for your personal situation.